A Generac whole-home generator installation is a $12,000-$20,000 investment for most Sacramento Foothills homeowners. Very few people want to write that check up front. Peak Power Systems is an authorized Synchrony Project Card financing partner, which gives you two published options: 9.99% APR for up to 132 months (roughly $100-$225/mo on typical installed prices) or 0% interest if paid in full within 18 months. Both are subject to credit approval and carry a $29 activation fee.
We'll help you pre-qualify with a soft credit check that does not affect your score. Most decisions are instant. The Synchrony Project Card can also be used for future maintenance, panel upgrades, and expansions — it's a revolving line, not a one-time loan.
Problems We Solve
The specific power reliability challenges Sacramento Foothills homeowners face — and exactly how we address them.
$15,000 up-front cost
Even homeowners who can afford a generator often prefer to keep cash on hand. Financing lets you install now and pay monthly.
Fire-season urgency
PSPS events don't wait for a savings plan. Financing lets you install before the next shutoff, not after.
Multiple projects at once
Panel upgrade + generator + transfer switch adds up. Synchrony bundles all of it on one account.
Insurance-driven timelines
Some insurers require electrical panel upgrades on renewal. Financing lets you meet the deadline without emptying savings.
Rebuilding or new construction
Homeowners rebuilding after a fire or completing a large remodel often use financing to add backup power at the same time.
Retirement fixed income
Monthly payments on 132-month plans are often cheaper than one PSPS worth of spoiled food and hotel stays.
Benefits
9.99% APR for 132 months
Fixed monthly payments equal to 1.25% of the highest promo balance until paid in full. Long-term amortization keeps payments low.
0% for 18 months option
Interest accrues from purchase date only if the balance is not paid in full within 18 months. Great for planned savings.
Soft-pull pre-qualification
Check your rate without affecting your credit score. Most decisions are instant.
Revolving line of credit
Reuse the Project Card for future maintenance, repairs, or additional projects — no reapplication needed.
Bundle all project costs
Generator + panel upgrade + transfer switch + gas line extension all on one account, one monthly payment.
$29 activation fee
One-time activation fee, no annual fee, no prepayment penalty.
Our Process
Get Your Quote
Free on-site consultation and fixed-price line-item proposal — no obligation.
Soft-Pull Pre-Qual
3-minute online pre-qualification with Synchrony. No impact on your credit score.
Choose Your Plan
9.99% APR for 132 months (~$100-$225/mo) or 0% for 18 months. We'll model both for your project.
Install & Pay Monthly
We install as scheduled. Your first Synchrony statement arrives after installation is complete.
Why Homeowners Choose Peak Power Systems
- Authorized Generac Dealer and Generac PowerPro certified installer
- California C-10 Electrical Contractor License #789456, held since 1986
- $2M general liability plus full workers' comp — every crew member is a W-2 employee
- 1,200+ Generac installations completed across the Sacramento Foothills
- Fixed-price proposals with line-item detail — no change-order surprises
- 24/7 emergency service for existing maintenance customers
- 5-year Generac manufacturer warranty registered on every install
Sample monthly payments (9.99% APR, 132 months)
The Synchrony Project Card's 9.99% plan requires a monthly payment equal to 1.25% of the highest promo balance until paid in full. Example payments on typical installed prices: $8,000 system → ~$100/mo; $10,000 system → ~$125/mo; $12,000 system → ~$150/mo; $15,000 system → ~$188/mo; $18,000 system → ~$225/mo. All amounts are subject to credit approval and include the $29 activation fee.
How to pre-qualify
Synchrony's pre-qualification is a soft credit check — no impact on your score, no commitment. It typically takes 3 minutes online, returns an instant decision, and shows you your available credit line and rate. If approved, you can proceed with your generator install; the card only draws when we complete the installation and submit the charge.
Which plan is right for you?
The 0% for 18 months plan is ideal if you can pay off the full balance within 18 months — you'll pay zero interest. If you can't guarantee payoff in that window, the 9.99% for 132 months plan is safer: predictable fixed payments, no back-interest surprise. Many customers use the 0% plan when they're expecting a bonus, home sale, or other lump-sum event within the 18-month window.